KUALA LUMPUR – GXBank Berhad (GXBank) is celebrating its second anniversary with a commitment to providing meaningful financial empowerment to Malaysians.
As part of its milestone celebration, GXBank has launched several customer-centric initiatives, including limited-time financial offers and an impressive suite of tools aimed at enhancing financial resilience.
To mark its anniversary, GXBank is rolling out its 1,000,000+ Impian Malaysia campaign, which offers customers attractive financial incentives. For a limited time, customers can earn up to 4.00% p.a. interest on savings, combining 2.00% p.a. base interest with an additional 2.00% p.a. bonus interest.
For businesses, the bank is offering 3.00% p.a. daily interest on business deposits, alongside a 0% interest rate on the first month’s loan repayment, making it a great opportunity for businesses to boost their financial health.
“These offers are designed to provide immediate, accessible value to our customers, whether they’re looking to save for the future or manage their business’s cash flow,” said GXBank chief executive Kaushik Chowdhury recently.
Fast and flexible financing for MSMEs
GXBank’s commitment to supporting Malaysia’s vital Micro, Small, and Medium Enterprises (MSMEs) has shown remarkable progress. Since the launch of GX FlexiLoan in September 2025, the bank has disbursed over RM25 million to MSMEs, providing them with essential funding to fuel their growth.
What’s more impressive is the speed of the service. Businesses are now able to open accounts and apply for loans in just 8 minutes, a feat that was previously unimaginable in the industry. According to Hildah Hamzah, Deputy CEO and COO of GXBank, this streamlined process is a game-changer for MSMEs that need fast access to capital.
“MSMEs are the backbone of Malaysia’s economy, and we’re proud to play a role in ensuring they have the resources they need to succeed,” said Hildah.
In just two years, GXBank has been a game-changer for millions of Malaysians. With more than 1 million transaction customers and 220 million transactions processed, the bank’s impact is clear. Not only has GXBank provided a platform for Malaysians to save and manage finances effectively, but its customers have collectively earned RM24 million in interest in 2025.
The bank’s FlexiCredit service has also proved essential, with over 120,000 drawdowns. More than 60% of users have utilised the credit for emergency situations, such as medical bills or car repairs, while nearly half are using it for daily expenses, providing financial flexibility when needed most.
GXBank is not just focused on financial products; it’s also committed to giving back to society through its Impian GIGih programme. The bank has funded bursaries for over 1,700 underprivileged students and is sponsoring 18 young Malaysians in their tertiary education. This initiative is part of the bank’s long-term vision to empower the next generation of Malaysians by breaking the cycle of poverty and providing access to better educational opportunities.
Enhanced digital security for consumers
As part of its effort to provide a secure and convenient banking experience, GXBank has integrated advanced technology and AI into its systems. Tools like Adaptive Authentication, Predictive Fraud Prompts, and Active Selfie Checks ensure that customer information is protected from fraud, offering a seamless and safe banking environment.
With Faster Onboarding, Faster Credit Approvals, and Faster Renewals, customers benefit from a smoother and more efficient banking experience that keeps their data secure while reducing waiting times.
GXBank’s use of cutting-edge AI tools and technology continues to be a key driver of its success. The bank’s goal is to make banking not just more efficient, but more inclusive, addressing the needs of the financially underserved. From back-end operations to customer service, GXBank is using technology to eliminate barriers and offer services that were previously inaccessible to many Malaysians. – December 3, 2025