The association says the insurance initiative must be part of wider reforms to tackle rising costs, workforce pressures, and structural challenges in Malaysia’s healthcare system
After court overturned a RM1 million takaful hibah, sparking confusion and concern among policyholders and the public, experts stress that it remains relevant if done properly
A restaurant owners’ group agrees it can be, while application guidelines show fee is not high but added costs lie in the process to achieve compliance
