Currently, under the present system, all MOs in public healthcare, whether they choose the MMED (local masters) programme or the parallel pathway (Royal Colleges) programme to specialise, are required to apply for HLP which is a government scholarship.
After court overturned a RM1 million takaful hibah, sparking confusion and concern among policyholders and the public, experts stress that it remains relevant if done properly
A restaurant owners’ group agrees it can be, while application guidelines show fee is not high but added costs lie in the process to achieve compliance
