Serangan ulat bulu hitam atau rama-rama jati di kawasan seluas 20 hektar di Kampung Tepi Laut Mukim Tebengau, Kuala Muda, Kedah, pernah berlaku enam tahun lalu
After court overturned a RM1 million takaful hibah, sparking confusion and concern among policyholders and the public, experts stress that it remains relevant if done properly